CCPA

Under the California Consumer Privacy Act (“CCPA”), California residents have the following rights:

(1) the right to know, which is the right to request that Insurance 360 disclose information about, or a copy of, the types of personal information we collect, use, and disclose about them;

(2) the right to delete, which is the right to request that we delete personal information that is collected or maintained by Insurance 360; and

(3) the right to non-discrimination, which is the right to be free from discrimination for exercising any consumer rights under the CCPA. We may limit our responses to any requests under the CCPA as permitted by law. For example, we need to maintain certain information to provide our services to you or for legal and compliance purposes.

To exercise your rights to know or delete under the CCPA, please email info@insurance-360.co or call us toll-free at (636) 724-3641. For verification purposes, we will collect a limited number of personal identifiers, send those through a secure verification system, ask you follow-up questions through our online portal or representative, and then confirm whether your identity has been verified. You may also designate an authorized agent to make a request to know or delete on your behalf.

To designate an authorized agent, you must provide the natural person, or entity registered with the California Secretary of State, with written permission to submit such a request. You (or your agent) will still be required to verify your identity. However, if an authorized agent has been provided with power of attorney in accordance with the California Probate Code, then no additional written authorization is required. All agents must submit proof to Insurance 360 that they have been authorized by any consumer(s) to act on their behalf.

NOTICE OF COLLECTION FOR CALIFORNIA RESIDENTS

We collect the following categories of personal information:

• Contact and identification information (name, alias, postal address, email, phone number, etc.).
• Driving and claims history.
• Vehicle information (VIN, customizations, vehicle photos, etc.).
• Financial identifiers (bank account number, credit card number, etc.).
• Medical information (injuries sustained in a car accident, treatment details, etc.).
• Commercial transaction history.
• Website and app usage and device information.
• Professional or employment-related information.
• Job Applicant, Employee, and Contractor information.

This information is used in accordance with state and federal laws and is shared with our human-resources service providers. We collect each of the above categories from various sources, including consumers, third-party service providers, attorneys, auto dealerships, body shops, medical providers, law enforcement, and more.

USES OF INFORMATION

• Providing quotes for insurance, processing applications, and claims handling.
• Improving product and service offerings.
• Performing data analysis and conducting marketing activities.
• Interacting through social media platforms.
• Detecting and preventing fraud and other illegal activities.
• Complying with legal obligations and policies.

DISCLOSURE OF INFORMATION

We disclose all of the above categories of personal information to service providers that assist us in providing insurance-related services, such as offering quotes, processing applications, and handling claims. We may also share information with reinsurers, insurance-support organizations, government authorities, law enforcement, consumer reporting agencies, and as required by law.

For additional information regarding the categories of personal information we have disclosed and the categories of entities with which we have disclosed such information, please see “The Information We Disclose.” We have not sold consumers’ personal information in the 12-month period preceding the Effective Date of this Privacy Policy.

Please feel free to contact us with questions or concerns regarding our privacy policy and practices by emailing info@insurance-360.co or calling (636) 724-3641.